Borrowers – DLS – · Investing in Trust Deeds with DLS

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		We’re excited to help you access the financing you need for your real estate projects. Borrowers work with us using a variety of loan structures including bridge loans, short-term financing, and refinancing options. You’re not limited to just one loan product—we can structure multiple loans as you need to build your complete real estate strategy.		
	

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Fast & Flexible Loans

		Getting a trust deed loan from Diversified Loan Services is straightforward and fast. Unlike traditional banks that take months, we understand your timeline and work quickly to get you the capital you need. Our application process is simple: we review your California property as collateral and approve loans fast so you can move forward with your project. We specialize in loans from $100,000 to $2,000,000 on California real estate, with flexibility for special situations. Since 1980, we’ve funded thousands of loans for real estate professionals and investors. Our experienced team knows the California real estate market inside and out. We make smart lending decisions based on your property’s value, not just your credit score. When you need capital fast, DLS gets it done right.		
	

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Flexible Terms & Rates

		Every real estate project is different, so our loans work the way you do. We offer flexible loan terms, adjustable rate options, and loan structures built around your specific needs. Whether you need a short-term bridge loan or extended financing, we customize solutions that make sense for your business and timeline. No cookie-cutter loans here, just real solutions for real estate professionals.		
	

Simple & Transparent

		You’ll know exactly what you’re paying from day one. Transparent pricing with no hidden fees or surprise charges. Our rates are competitive, and our terms are straightforward so you can plan your project budget with confidence and clarity. We believe in honest conversations about money so you can make smart decisions.		
	

Borrowers Overview

As a trust deed lending company, DLS, Inc. provides first position and junior loans on California real property with loan amounts from $100,000 to $2,000,000 with exceptions. We also provide professional loan servicing for a small fee through our experienced and efficient servicing department.

While any loan carries some risk to the lender, borrowers work with us because we deliver fast funding with clear terms based on our conservative underwriting standards.

There's a reason our borrowers come back year after year—we focus on fast approvals, fair pricing, and real solutions.

Trust deed loans are secured by real estate property, which allows us to provide faster approvals and better terms than traditional lenders. Whether you need a first position loan or a junior position loan, we work with loan amounts from $100,000 to $2,000,000 with flexibility for special situations

Our experienced servicing department can handle all loan management needs for a small fee. While all loans carry some risk, our professional underwriting process ensures quality loans with consistent standards on both sides of the transaction.

Our commitment to borrowers

We provide professional service, ensuring your project success

Fast Closing

Get approved and funded quickly so you can start or continue your real estate projects without delay.

Fair Terms

Competitive rates and transparent loan agreements with no hidden costs or surprise fees.

Streamlined Process

Simple application, straightforward underwriting, and professional guidance through every step.

Flexible Solutions

We offer Loan structures tailored to your timeline, project needs, and financial situation.

Experienced Team

Over 40 years of California real estate lending knowledge and professional expertise.

What to expect with trust deed loans?

		Secure your real estate projects with short and medium-term trust deed loans that work with your timeline. Trust deed financing is a powerful tool for real estate professionals, with clear benefits and manageable risk. Because all loans are secured by California real estate property, there’s always collateral protecting the lender. Loan amounts are carefully evaluated against the property value (LTV) to protect everyone involved in the transaction.		
	

Trust Deed Loans - Built for Real Estate Professionals

Trust deed loans offer flexible terms that work for almost every borrower. Whether you need short-term bridge financing or longer-term capital, these loans deliver consistent, predictable terms so you can plan with confidence.

What do I get?

		When you fund a loan with DLS, you’ll receive all the professional documents needed for a clean, secure transaction.		
	

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The Original Promissory Note showing clear loan terms and conditions
A Recorded Deed of Trust securing our loan position against your property
A Title Insurance Policy protecting the lender's position
Property Insurance Requirements ensuring the collateral is protected against loss

Why work with DLS?

		Choosing a lender is an important decision, and we work to make sure every borrower gets the support they need. Here’s what we provide directly to our borrowing clients.		
	

Fast application and approval process
Quick funding so you can start your project
Clear, transparent loan terms and conditions
Professional loan servicing and payment management
Flexible prepayment options without penalties
Expert guidance from our experienced team
Responsive support when you need it
ACH payment options for convenient payment processing
Assistance with loan modifications and payoffs
Professional management of escrow and insurance requirements