Become an Investor
Invest Tax Free
Using a self-directed IRA to invest in trust deeds is an excellent way to grow your retirement savings while enjoying significant tax advantages. With this strategy, the interest earned from trust deed investments accrues within the IRA, allowing you to defer taxes or avoid them altogether, depending on the type of IRA (Traditional or Roth). This means your returns compound more effectively, maximizing the growth of your portfolio. At DLS, many of our clients leverage this strategy and appreciate it for its ability to provide steady, passive income, while aligning with their long-term financial goals. It’s a smart way to diversify your investments and secure a more robust retirement.
Diversification
Diversifying your retirement portfolio is a smart investment strategy that can reduce risk, enhance stability, and improve returns. Alternative assets have the potential to outperform traditional assets like stocks, bonds, and mutual funds, and with a low correlation to traditional investments, can act as a powerful buffer during market downturns.
Tax-Deferred or Tax-Free Income
Investment gains and income generated within the self-directed IRA can be tax-free (Roth IRA) or tax-deferred (Traditional IRA). Because a self-directed IRA claims 100% of the income generated by the investments in the account, your retirement funds can grow without restriction.
Investors Overview
As a trust deed investment company, DLS, Inc. funds 1st and junior deeds of trust on California real property with loan amounts from $100,000 to $2,000,000 with exceptions. If you fund trust deeds, we can also provide the loan servicing you require for a small fee as we have an experienced and efficient loan servicing department.
While any investment has risks, investors have typically been rewarded when investing in trust deeds with secure, high-return yields on quality investments based on our conservative underwriting standards.
There’s a reason our investors come back year after year, we focus on secure investments that generate consistent returns.
Trust Deed Investing: Since 1980, DLS has provided investors with hundreds of millions of dollars of trust deed investments on real estate property.
Trust deed investments are secured by real estate property, minimizing the risk normally associated with private money investing. In an industry where longevity matters, our trust deed investors have trusted us year after year.
Our commitment to investors
We provide the best services, ensuring your business growth
What to expect with trust deed investments?
Improve your investment portfolio’s yield with short and medium term, high-yield notes secured by trust deeds. Trust deed investing is an extremely valuable addition to any portfolio, with numerous benefits and an acceptable risk amount. Since all investments are secured with California real-estate property, there will always be collateral in place to protect against loan defaults. Loan amounts are only given up to a certain LTV as further protection against potential market fluctuation of real-estate property values.
High-Yield Trust Deeds
High-Yield Trust Deeds have extremely flexible investment terms that are beneficial to investors of almost any kind. Generally, investments have shorter terms and consistent cash flow generating income.
What do I get?
- The Original Promissory Note and note endorsement (copies if we service)
- A Recorded Deed of Trust and Assignment of Deed of Trust providing you with a secured lien against the property (copies if we service)
- A Policy of Title Insurance insuring your investment as Beneficiary
- A Liability Insurance Policy Endorsement insuring the property against certain perils
Why use DLS?
Choosing a loan servicing provider is an important decision, and we like to ensure that all of our investors are 100% satisfied with their choice. Here are some of the benefits that we provide directly to our investment clients.
LOAN SERVICING BENEFITS
- Automated full-service Loan Servicing at minimal charge
- Collection of borrower’s monthly payment
- ACH deposits available
- We perform all necessary collection effort, including late notices
- Assistance with payoffs and other specialty requests
- We handle all tax-related forms (1098s and 1099s)